Quick money can be obtained in many ways, but we are going to focus on asking for personal loans.
I have been in the personal loan industry for several years now and here I would like to give you a couple of tips that I have been discovering over time. We have already talked in other articles about what you should set before requesting fast money : the Total Annual Cost (which includes the interest rate, commissions and some insurance) the requirements that you must meet, the time of the process that you are about to start, among other factors).
Elements to ask for quick money
In this article I want to offer you another type of elements that will make you a great candidate to receive quick money when you need it from any institution.
Create receipts of income.
If your source of income is cash and the only ones who see how much money comes in and how much goes out is you and your wallet, you will not be able to prove to anyone how much money you really have week to week, or month to month. No matter how much or how little, it is important that you have some way to check your income. One big thing you can do is open a bank account and periodically deposit the money you earn. Of course, it’s money you need to pay for your expenses, take it out as you need it. Do you get more money? You put it back… and so on.
Such behavior will help you a lot by requesting fast money, since the institution will ask for some proof of income and instead of having to verbally say what you earn, you can check it with a bank statement. Your word is important, but always a document helps a lot in any financial process.
Create a positive history with the institution.
If an institution has already trusted you by lending you quick money earlier. Your job now is to pay that money back. Sometimes it’s not that simple (for one thing we’re asking for quick money in the first place), but I do recommend that you make every effort to pay it as agreed. Why? When you need fast money again (even more), that institution will already have experience with you and will know that you pay well. For that reason they will be willing to lend you faster, more money and even with a better interest rate.
The trust is built with the good credit history that you create with an institution: it can be a bank or a financial company like Astro Finance; All financial institutions try to follow more or less the same philosophy. At Astro Finance we are very interested in your well-being and we are very loyal to you. If you have a good credit history with us, you can request fast money and you will have it even on the same day. Remember that all loans are subject to review and approval.
Negotiate with the institution.
Another great way to get quick money is to talk with the institution. Sure, this seems quite strange to you because the banks have taken care of us away from our financial services providers. But you must not be afraid. For example, in Astro Finance we always answer your calls and we personally attend you so that you can explain your situation to us.
Try to be very honest in all the information you offer. Institutions have several ways to corroborate what you are saying, especially if it concerns your previous credit behavior. It is best to be completely honest that suddenly some of the information you gave does not match. To get fast money, always explain the reason and the degree of urgency you have. So you can know from the beginning if that is the right place to get that quick money you need or not.